Our Services
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn your hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story we can make all the difference.
First Home Buyers
Vfunding specializes in assisting first-time home buyers navigate the complexities of securing a mortgage. With our team, you receive expert guidance throughout the entire process, from understanding your financial goals to finding the right loan options tailored to your needs. We handle the heavy lifting by researching various lenders and presenting you with personalized solutions from our network of over 21 lenders and 2,000 loan options. Our experienced mortgage brokers ensure smooth application processes, loan approvals, and settlements, while providing ongoing support to keep your loan competitive and help you achieve your financial objectives. Trust Vfunding for a hassle-free journey to homeownership, where expert advice and personalized solutions make your dream of owning your first home a reality.
Construction Loans
Comprehensive services for renovation and construction loans, empowering clients to turn their property dreams into reality. Whether it’s improving their own home or enhancing an investment property, our team assists in securing the right loan for the project. Renovation loans cover costs across the project duration, while construction loans fund various construction-related expenses. Advantages include increased property value, enhanced rental appeal, and cost-effective alternatives to purchasing new homes. Financing options include secured or unsecured loans, accessing equity, refinancing existing loans, utilizing offset or redraw facilities, or obtaining lines of credit. Important considerations include hiring licensed professionals, understanding insurance needs, and having contingencies for project flexibility. We also specialize in developer loans, offering tailored services to navigate the complexities of these loans and connect clients with suitable options. With Vfunding, clients receive expert guidance and access to a wide range of loan products to support their renovation and construction projects effectively.
Refinancing Loans
Expert home loan refinancing services to provide clients with flexibility and cost savings over the repayment term. Refinancing involves switching an existing home loan to a new one, potentially securing lower interest rates and extending the repayment period to reduce monthly payments. Common scenarios for refinancing include reducing interest rates, easing monthly repayments, accessing built-up equity, and consolidating loans. With Vfunding, clients benefit from expert advice, access to multiple lenders and loan options, and personalized solutions tailored to their specific needs. Our licensed team guides clients through the refinancing process, offering streamlined application procedures and insider knowledge of the complex market to ensure optimal outcomes for each individual.
Investment Loans
With our help, you can optimize your investment portfolio and leverage the best opportunities available. We work closely with you, your accountant, and financial advisers to ensure tailored lending solutions that align with your investment goals. Our experienced team navigates the complexities of investment loans, considering your financial position and future servicing ability to secure the most suitable loan options. We specialize in various investment avenues, including property, shares, and managed investments, offering expertise in releasing equity and refinancing to maximize your investment potential. Trust Vfunding to guide you through the process, from finding the right lender to explaining loan structures and terms transparently, ensuring you make informed decisions for your financial future.
Self Managed Super Funds
With an SMSF, individuals have control over asset allocation, allowing for diversified investments in properties, shares, and other asset classes. SMSFs are permitted to borrow money under limited recourse borrowing arrangements for asset acquisition, with specific rules and regulations to adhere to. While SMSFs offer advantages like asset control and diversification, they come with complexities and strict reporting requirements. Vfunding assists clients in navigating SMSF loans, ensuring compliance and facilitating the purchase of commercial or residential properties. Refinancing options are available to optimize interest rates and savings, with transparent guidance provided throughout the process. However, it’s important to note that refinancing does not enable equity release from SMSF-owned properties. Trust Vfunding for expert advice and support in managing your SMSF effectively for future financial security.
Business Lending
Offering tailored solutions to assist businesses in accessing funds and finance options. We understand the complexities of business finance and strive to make the process easier for our clients, allowing them to focus on running their businesses while we handle the legwork of finding suitable lenders. Whether you’re looking to expand your business premises with commercial property finance or need funding for various business needs, we provide expertise and personalized guidance to optimize your prospects with lenders. Our services cover a range of business lending options, including secured business loans, business lines of credit, business overdrafts, and debtor invoice financing. With Vfunding, businesses can access the funds they need to grow and thrive, supported by our experienced team and extensive network of lenders.
